Which type of insurance would cover a traveler’s medical expenses due to sudden illness while abroad?

Medical/dental expense insurance is specifically designed to cover the costs associated with medical care for travelers who become ill or injured while away from home, including sudden illnesses. This type of insurance typically covers expenses such as hospital stays, doctor visits, emergency room visits, and sometimes even dental care, ensuring that travelers can receive the necessary treatment without facing overwhelming out-of-pocket costs.

In contrast, baggage delay insurance pertains to compensation for delayed luggage and does not cover medical costs. Accidental death insurance offers a payout in the unfortunate event of a traveler's death due to an accident but does not provide medical coverage for illnesses or injuries. Collision damage insurance specifically pertains to coverage for rental vehicles in the event of an accident or damage and is unrelated to a traveler's medical expenses. Thus, medical/dental expense insurance is the clear choice for covering medical needs while traveling abroad.