Which of the following is NOT a benefit of offering insurance for agents and agencies?

The choice of completely avoiding litigation as a benefit of offering insurance for agents and agencies is not accurate because no insurance program can guarantee that litigation will be completely avoided. While offering insurance can certainly help protect agents and agencies from financial consequences associated with potential claims or lawsuits, it does not eliminate the risk of litigation itself. In fact, the possibility of litigation can still arise from various sources, regardless of whether or not insurance is offered.

On the other hand, enhancing customer loyalty is a significant benefit of offering insurance because it demonstrates to clients that agents and agencies are committed to protecting their interests. Similarly, increasing commission opportunities can occur as insurance products often come with commission structures that agents can capitalize on, and providing financial protection through insurance can alleviate concerns customers may have regarding potential risks. These benefits highlight the strategic importance of insurance in enhancing service offerings within the travel industry.