Which of the following is included in travel insurance?

Trip interruption or cancellation insurance is a crucial component of travel insurance. This type of coverage provides financial protection against unexpected events that may cause a trip to be interrupted or canceled, such as illness, family emergencies, or other unforeseen circumstances. When travelers invest in such insurance, they can recover non-refundable expenses like airfare, hotel reservations, and tour fees, which would otherwise be a loss if they had to cancel or cut the trip short.

This coverage offers peace of mind, allowing travelers to plan their trips with the reassurance that they will not face significant financial losses due to events beyond their control. Given the unpredictable nature of travel and life events, this insurance plays a vital role in protecting the traveler’s investment.

The other options do not encompass the comprehensive nature of travel insurance as effectively as trip interruption or cancellation coverage does. Major medical plans usually refer to health insurance that covers medical expenses when traveling, which is not typically part of standard travel insurance. Coverage solely for natural disasters is too narrow and does not represent the broader protections offered in travel insurance. Lastly, while coverage for travel delays is important, it represents only one aspect of a travel insurance policy, whereas trip interruption or cancellation addresses a wider range of potential issues that can derail travel plans.