What type of coverage is typically included in rental car insurance?

Collision loss or damage coverage is typically included in rental car insurance because it protects the rental vehicle from damages incurred during the rental period. This coverage is essential for drivers, as it can cover the costs associated with accidents, theft, vandalism, or natural disasters that may damage the car.

When renting a vehicle, collision coverage is particularly important because renters may be financially liable for repairs if they are involved in an accident. This coverage ensures peace of mind and helps to mitigate the financial risks associated with operating a rental vehicle.

The other types of coverage mentioned do not generally pertain to rental car situations. Medical expense coverage is related to injuries sustained in an accident, often found in personal auto insurance policies rather than rental agreements. Baggage loss coverage pertains to personal belongings and is not relevant when considering vehicle rental. Emergency dental coverage also does not relate to vehicle rental situations but focuses on dental emergencies. Therefore, collision loss or damage coverage is the most applicable type of insurance for rental cars.