What is the focus of the National Council of Insurance Legislators (NCOIL) Model Act?

The focus of the National Council of Insurance Legislators (NCOIL) Model Act is to develop public policy concerns in general insurance legislation. NCOIL is an organization comprised of state legislators that aims to address issues related to insurance regulation and policy development across different states. By establishing model acts, NCOIL provides a framework for states to consider that can help inform their own legislation regarding insurance practices, including consumer protections, market conduct, and other relevant topics in the insurance sector.

This approach allows NCOIL to influence and guide the development of consistent and effective insurance practices within individual states, promoting clarity and understanding in the regulatory landscape. The emphasis on general insurance legislation allows for a broader application of policies that can benefit various segments of the insurance market, rather than being narrowly focused on travel agencies, travel insurance specifically, or health insurance management.