What does baggage delay insurance reimburse?

Baggage delay insurance is designed to provide reimbursement for essential items that travelers might need while waiting for their delayed baggage to arrive. This typically includes items such as toiletries, clothing, and other necessities that one may not have access to if their baggage does not arrive on time. The coverage is specifically focused on helping travelers manage the inconvenience caused by the delay, ensuring they can maintain a basic level of comfort until their belongings are returned.

While lost baggage might incur costs that could include purchasing new items or covering additional expenses, baggage delay insurance is specifically tailored to cover essential purchases during the period of waiting, rather than lost baggage or travel costs associated with missed flights. This distinction is important, as the purpose of baggage delay insurance is to mitigate hardship rather than compensate for losses related to completely lost luggage or missed travel connections.